If you're looking for a new bank to do business with, there are several options available to you. One such option is Union Community Bank. It is important for you to do what you can and to compare the different banking options at your disposal, which includes looking at the services offered to you by Union Community Bank and, from there, determining whether it is the right bank for your personal, or professional needs.
What Is The Union Community Bank?
Union Community Bank is a relatively small bank chain located in and around Lancaster County in Pennsylvania. The bank itself has a long history, although today it is one of the last community banks remaining anywhere in the state.
The bank dates back to 1853 when Union National Mount Joey Bank received a federal banking charger. Union Mount Joey Bank continued as is for over 150 years. By the year 2000, Donegal Mutual Insurance Company had formed and merged with Union National Mount Joey Bank and Province Bank, creating the Union Community Bank that is in existence today.
The Union Community Bank remains connected with the Lancaster community, offering individuals and professionals just like yourself access to financial and banking opportunities you may not find at a larger, chain bank. This is because all the decisions made at the bank are done so within the community and not somewhere out of state (or even out of the country).
Services & Branches
If you're interested in Union Community Bank and considering it as your personal or professional banking destination, you should know about the different services the bank offers, in addition to the branches. This way, you'll know if there is a physical bank somewhere nearby.
There are a number of Union Community Bank branches open in the greater Lancaster area. In terms of the Lancaster branches, you'll find a bank at the following street addresses:
There are also branches located outside of the city, so if you live in a neighboring city you'll likely find a branch nearby. As of 2019, here are the current branch options you'll find in other cities outside of Lancaster:
You'll also find over 48,000 ATM surcharge free locations throughout the United States, so you should not have a problem finding an ATM to use without paying any surcharges for accessing your account.
In terms of services, you'll find several banking opportunities through Union Community Bank. Some of these may interest you while you may not use some other options. However you'll find these are some financial options offered by any of the banks in the Lancaster community
You do have access to online banking and bill pay. In fact, you can do just about all of your banking directly through your Internet connection. This includes downloading and using the Union Community Bank mobile application. This application gives you access to all of your accounts and the ability to check account balances, pay bills, and transfer money.
Beyond the Internet and mobile banking services there are investing, personal, and professional banking services available as well. In terms of professional banking, you have access to Main Street Business Banking. With this service you can come into any of the Union Community Bank branches and an experienced team will sit down with you, go over your financial goals, and create a plan to help your business succeed.
You can also take advantage of the business checking accounts, so whether you run a nonprofit organization or a major company within the community, you're able to do exactly this with the aid of Union Community Bank.
If you're looking for a personal banking account, you can opt in for one of the checking accounts or savings accounts made available to you. The different checking accounts provide varying benefits and services, and there are several savings account options, including health savings accounts and an individual retirement account.
Online Banking & Login Info
If you are ready to take advantage of the Union Community Bank online banking opportunity, you need to know how it works. The login process is straightforward and shouldn't take you more than a few moments. If it is your first time logging onto the website, it might take you a few more minutes to complete the task, but after you do this for the first time, you should be able to conduct all of your banking needs right from any Internet connected computer.
Logging Onto Your Account
If you want to log onto your account through a computer, you'll need to head over to the UnionCommunityBank.com website. Once there click the "Account Login" tab at the top right of the computer screen. From here a new pop-up window will appear. At the bottom of the window you'll see information that has you select the kind of account you wish to log into. You will then click "Login." From here you'll be required to enter in your login credentials. Once you do this, you'll be able to access your account.
There are also links available to download the Union Community Bank application if you're using an Internet browser on your mobile device to login to the account. You can also download the application directly through the App Store or Google Play
Not Yet Enrolled
If you have an account but are not yet enrolled, you'll want to follow a different set of instructions. When this is the case you'll want to head over to the Union Community Bank website and then click the "Login" option. Once here choose the kind of bank account you have and click "Login." Now, once on the login page, you'll see a "Not Yet Enrolled?" option. Click on the "Sign Up" button (it is outlined in blue).
After you have clicked on the link, you'll be directed to a new page. You'll need to select the kind of account you have. You can select any one of the accounts you have. It is best to select the account you have the routing and banking numbers readily available for. Check off the option you wish to use (such as the "ATM or Debit Card" option) then click the "Continue" button (do note you will see an "Officer Code" box at the bottom of the screen. Leave this blank).
You will now need to authenticate your Union Community Bank account with the website. To do this, you'll need to type in your name, Social Security number, email address, and the last four digits on your card. There are also some account specific information you must enter, such as a PIN if you selected the ATM or Debit Card option.
Once you've done this click the "Continue" button at the bottom of the screen. Here you'll need to create a user ID and a password. Repeat the information and click the "Continue" button. You'll now be informed a confirmation email has been sent out to your entered email account. Head over to your email account and open the email you received from the bank. Click on the link and follow the link to the website where you will confirm the desire to open the online account access. You will now have access to the website and its banking services.
Creating An Account
If you do not yet have an account at all with Union Community Bank, you'll need to follow a set of instructions on how to do this. Head over to the website and click the "Menu" button. Now, choose whether you want a personal or business account.
After you have selected this, click on if you want a savings account or a checking account. When you do this a new page will come up, detailing the different kinds of account options available. You'll also find a rundown of the different services offered with each account. Select the account you're interested in. A new page will appear, requesting you to provide personal information, ranging from your name to Social Security number. Enter in all of these details and submit it.
There are several banking options available to you. It all comes down to what is best for your particular needs and whether you live in the greater Lancaster area. If you do and you like what the community bank has to offer, now might be the perfect time to apply for an account with Union Community Bank. Here, you'll be able to take advantage of the community banking services and know all of your money is remaining within the community and isn't going out to a larger chain bank.