Updated in June 2018.
GECU is a credit union that was founded in 1932. The union has its headquarters in the city of El Paso; it is currently one of the largest in the city, with assets of about $2.6 billion. With more than 360,000 members and 780 employees, its future looks bright. GECU uses one routing number for wire transfers and ACH transfers to other banks. This guide will assist users of wire transfer services to find the GECU routing number and use it properly to transfer funds.
GECU Routing Number & SWIFT Code
The GECU routing number is 312081089. You must use the routing number when you wish to transfer funds to any bank within the United States. If you want to transfer or receive funds from banks outside the U.S., you will need a SWIFT code. However, most credit unions, like GECU, do not have a SWIFT code.
If you use GECU, there is still a workaround to this small issue. If someone sends you money from outside the U.S., simply visit an intermediary bank. From there, you only need the GECU wire transfer number to have the money deposited in your personal account.
GECU Wire Transfers Instructions
You can find the GECU routing number on checks issued for personal/business accounts. The routing number ID is the first nine digits on the bottom left-hand corner of the check. Here is the procedure for sending a GECU wire transfer:
- Fill in the GECU wire transfer agreement.
- Send it to the bank.
- Wait for a confirmation call on the request.
- It is important to read the GECU Terms and Conditions document to understand rules governing GECU wire transfers. This document contains detailed guidelines and rules on most GECU operations.
It is important to check the details you filled in on the form as many times as possible. At times, even a simple misspelling can delay the wire transfer or lead to its cancellation. You need the following information to send a wire transfer with GECU:
- The receiving institution’s name, routing number, phone number, and address
- The name, account number, and address of the person receiving the wire transfer
- A valid ID
- The amount you want to send
- The GECU account from which the bank can take the wire transfer and transaction fee
Useful Info and Links
It is important to note that wire transfers are quite difficult to cancel. Thus, the details of any request for a transaction need to be filled in as carefully as possible. One important detail to remember is that GECU does not have a SWIFT number. Thus, conducting international money transfers through it is impossible. However, you can transfer money internationally using an intermediary. For any issues, it would be wise to email the experts at GECU at email@example.com.
Alternatively, you can call them during normal operating hours (Monday – Friday: 9:00a.m. to 5:00p.m./Saturday: 9:00a.m. to 12:00p.m.) at 1-915-778-9221. Below, we provide some more resources and links that can help you when having to use the GECU routing number and wire transfer service.
GECU Contact Page
GECU Mailing Address: GECU, P.O. Box 20998 El Paso, TX 79998-0998
GECU Account Information Phone Number: 1-915-778-0009 (24/7)
GECU Locations and Hours
GECU Facebook and Twitter Page
Recommended Read: TCF Bank Routing Number & Wire Transfers Instructions